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Online Payday Loans Up To 1000 Dollars No similar outstanding bad-credit loans or current bankruptcy. Some also don't want a very recent bankruptcy, within the last few months or year. Otherwise, a low credit score generally isn't a problem and the lender may not even pull your credit report with the big three reporting agencies. As you can see, just one negatively reported item can cause your credit score to plummet, and late payments are notorious for causing detrimental FICO credit scores. But since only 11% of the population in the U.S. has a credit score of more than 800, there are many folks with bad credit, so there are loan programs that have been designed for bad credit borrowers to make a last-ditch effort to save their credit scores from total destruction.
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