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You Must Be At Least 18 Years of Age How It Works It also believes that most of the bad credit customers are genuinely willing to build back their credit history, if only somebody helps them with some good offers. There are many people who just got hit by the economic crisis that rocked the US economy and other countries as well, and lost jobs and their living overnight and ran into financial troubles and their credit scores got negatively impacted. Hence, with this new launch, Guaranteedcreditloans.com has added another product to its kitty of bad credit loans products that are designed especially for the poor credit borrowers.