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In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. [link widoczny dla zalogowanych] For more information regarding our income verification requirements, call to speak to one of our friendly staff members in Perth. No bottles, cans, and coolers.