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â˘ You can use them for debt consolidation Proof of age (over 18 years of age) Hot Payday charge a flat rate of $15 per $100 borrowed. The APR on our cash advance loan can vary from 184% to 760% depending on the term days of your next pay date. The duration of the loan, fees incurred, late payment, non-payment, renewal actions, and other factors will affect the APR of your loan. Please refer to the Fees Page for additional information. Repaying Your Cash Advance
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