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Go for the lowest interest rate and flexible loan terms. If you are well salaried and have an above average credit you must negotiate the loan rates with your lender. Chances are they will lower the rates. You see if risk is less, lenders are willing to lower rates. If they see less risk in you, they will lower the interest rate. starter loans online $2 Use your payday loan wisely. They are not suited for every financial situation; make sure you weigh your options before applying. Some Bills.com readers who have bad credit mention unsecured loans as a means of consolidating their debt.
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