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If you receive less interest than a payday loan, this can save you money. You also have the added convenience of installments. You can choose the loan terms that are the most convenient for you. For instance, you may wish to repay the amount in four months time. However, you can choose to take as long as nineteen months, depending on how much money you borrow. Because there is no credit check or scoring carried out you will need a guarantor to back you and your loan. Maximum annual borrowing limits for undergraduates currently stands at $5,500, with a lifetime limit of $27,000. Graduate students may each borrow up to $8,000 yearly, and up to $60,000 over the course of their education. The fixed interest rate for Perkins Loans is currently 5%. Was hurt would not allow wife to handle for me. They harassed my employer & even though my wife tried many times to handle this & they would not allow her to they reported this to the credit bureau & stated i was 60 days late when i was not causing my credit score te impacted by 24 points.
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