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The good thing about payday loans, however, is the fact that hardly any lenders fully check your credit history, so it doesn’t really matter if you have no credit or bad credit because you still stand a good chance of getting approved for a loan you need. No credit check is a problem solver in case an emergency situation occurs when money is required fast and one has no credit or bad credit and simply has no time to work on building up hi credit history. Payday lenders do not ask awkward questions as well as they do not require collateral or a co-signer but provide instant payday loans on the same day of application in most cases. They are also relatively fast and convenient. What is more, they are available 24/7 including weekends and holidays. Nonetheless, payday loans are short-term and small-dollar loans with high interest rates and finance charges. Thus, payday loans are for people who are absolutely certain they will afford to pay the loan back when it is due. When you understand that urgent expenses are hanging over your head and it is impossible to wait till the pay day turn to CashAdvanceLoanStore.com and apply for quick cash loan. Be sure that you will have the money in your pocket during 1 working day and cover all the emergencies in the shortest time. The application process is free and hassles. Note that you need to have active banking account as money would be transmitted directly to the account. We respect your privacy and Bad Credit Loans Approved ™ will only share your information with the lenders we work with. If you would like to learn more about the lending process please review our faq and rates page located in the navigation bar above. Social Security retirement benefits directly relate to work history. 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