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When comparing the cost of a paycheck advance to the late fees and penalties that are associated with missing your payments, this short-term loan is very affordable. These loans have an interest rate that is referred to as the Annual Percentage Rate or APR. When searching for a paycheck advance company, it is important that you compare the APRs of each lender in order for you to get the best rate for your loan. electronic money transfer Our system is confidential and gives you control over your finances. We don't create special bank accounts or demand security of any kind. We just help you out when you need it - your money, your choices. 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