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Basically, cash advances became popular when credit card companies allowed consumers to borrow against their own credit limit in order to receive money in hand. These days, consumers also have the option of borrowing against their next paycheck, which is usually a cheaper option as credit card companies have a tendency to tack on quite a bit of fees for the convenience they offer. We'll go over the significant differences so you can make an informed decision on which type of product will work best for you. 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