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Washington State residents . if you are suspicious of unlicensed activity by a lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov. Personal loan lenders typically process the loan immediately so that it will be available in your account the following business day after the loan is approved. Lenders can wire the money to your bank account in one business day. If you apply on a weekend or holiday, the money will be sent to you by your lender the next business day. But they want your business, as you may turn out to be a great customer. So review your options and apply for a credit card for no credit that works for you -- traditional credit cards, , or . You can also try having a co-signer on a credit card account --- it's a great way to get started building credit, but this poses a risk because that person will also be responsible for any unpaid debt.
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