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Learn more about credit score To determine whether or not you are a good candidate for loan consolidation, take our simple self-assessment quiz and find out right now. Whether you consolidate, or adhere to the original repayment terms of your student loans, it is important to manage your debt responsibly. No hidden charges! With the canceling of the Federal Family Education Loan Program in 2010, all Federally guaranteed student loans reverted back to the U.S Department of Education. Federally funded student loans are now administered through the William D. Ford Federal Direct Loan Program. Federal education loans offer students a distinct advantage over private lender loans in that they offer more attractive interest rates, more flexible repayment plans, and require no collateral for approval.
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