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We do not listen to the real purpose of our customers’ needs for payday loans. Once a person qualified for our payday loan, he gets an instant support to access his loan amount for whatever purpose. Do you just need a small advance against your pay to tide you over? Finding the Right UK Short Term Loans cash loans now lafayette indiana county jails prisonerscash loans now lafayette indiana mall santa fe100 day loans better business bureau wisconsin number 15 In Canada, there have been legal cases against payday loan firms. On August 14, 2006, the Supreme Court of British Columbia issued its decision in a class action lawsuit against A OK Payday Loans. A OK charged its customers 21% interest, as well as an administration fee of $9.50 for every $50.00 borrowed. In addition a deferral fee of $25.00 for every $100.00 was charged if a customer wanted to delay payment. The judge ruled that the processing and deferral fees were interest, and that A OK was charging its customers a criminal rate of interest. The payout as a result of this decision is expected to be several million dollars. The British Columbia Court of Appeal unanimously affirmed this decision. This demonstrates that payday loan companies need to operate carefully as provincial governments are trying to crack down on them across the country. The best part is that applying takes just a few minutes of your time. You give your name, phone number, and bank account information, as well as providing proof of income. After that, your application is reviewed and verified, and then the money is yours via an instant transfer to your account . Before you apply for a payday loan, make sure their BBB rating is good enough. 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